Mortgage repayment calculator
Estimate monthly capital-and-interest or interest-only payments.
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Calculators built for clarity.
Explore the numbers behind important mortgage and protection decisions. Results are illustrative and are not financial advice.
12 calculators
Mortgage affordability check
Estimate a borrowing range from income and committed monthly credit costs.
Try calculatorStamp Duty calculator
Estimate SDLT for residential property in England and Northern Ireland.
Try calculatorOverpayment calculator
Estimate interest saved and time saved by regular monthly overpayments.
Try calculatorLoan-to-value calculator
Calculate mortgage amount, deposit and loan-to-value percentage.
Try calculatorDeposit calculator
Calculate the deposit needed for a property price and target LTV.
Try calculatorInterest-only calculator
Estimate monthly interest-only payments and total interest over a term.
Try calculatorBuy-to-let rental stress calculator
Check rental cover against a stress rate and required coverage ratio.
Try calculatorDebt-to-income calculator
Estimate debt-to-income ratio from annual income and monthly credit commitments.
Try calculatorEarly repayment charge calculator
Estimate an early repayment charge from balance, ERC rate and admin fees.
Try calculatorRemortgage savings calculator
Compare current and new mortgage payments, including fees and break-even time.
Try calculatorProtection needs calculator
Estimate a simple protection cover gap from mortgage, income and existing cover.
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