Effective: 28 June 2026
About these terms
These terms apply when you access or use Nikera Hub. By using the website, you agree to them. If you do not agree, do not use the website.
Information, not advice
Hub content and calculator results are general educational information. They are not financial, mortgage, insurance, tax or legal advice, and do not take account of your complete circumstances.
Calculator limitations
Calculator results are estimates based on the values and assumptions shown. They are not offers, quotations or guarantees of eligibility. Rates, taxes, lender criteria and product terms can change.
Professional guidance
Requests for advice do not create an adviser-client relationship. Any regulated advice or product recommendation must be provided separately by an appropriately authorised professional under their own terms and disclosures.
Acceptable use
You must not misuse Hub, attempt unauthorised access, interfere with its operation, introduce malicious code, scrape it excessively, or use its content unlawfully.
Intellectual property
Unless stated otherwise, Hub’s design, branding, text and original materials belong to Nikera Technologies or its licensors. You may use the website for personal, non-commercial purposes but may not reproduce or commercialise it without permission.
External links
Links to third-party services are provided for convenience. We do not control their availability, content, privacy practices or terms.
Availability and liability
We aim to keep Hub accurate and available but cannot promise uninterrupted or error-free operation. Nothing in these terms excludes liability that cannot legally be excluded.
Changes and governing law
We may update Hub and these terms. These terms are governed by the laws of England and Wales, subject to any mandatory consumer rights that apply to you.
Email hello@nikera.co.uk.