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Mortgage affordability
Your estimated borrowing
£286,000
Monthly payment
£1,248
Interest rate
4.28%
£
Mortgage CalculatorInstant personalised result
%
Bank RateMarket data, explained
Plain EnglishNo Hidden FeesFree ToolsUK FocusedExpert Guidance
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USEFUL TOOLS

Make the numbers make sense.

Quick, easy-to-use calculators built to give you a clearer picture.

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Mortgage Affordability

See how much you could borrow based on your income and commitments.

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Mortgage Repayment

Estimate monthly repayments across different rates and terms.

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Stamp Duty

Calculate the property tax you may need to pay when buying.

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Remortgage Savings

Compare your current mortgage against a potential new deal.

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Life Insurance

Estimate the level of protection your family could need.

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Income Protection

Explore the cover that could support your monthly income.

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Critical Illness Cover

Understand how much cover may suit your circumstances.

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Overpayment Calculator

See how overpayments could reduce your term and interest.

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Buy To Let

Assess rental yield, coverage and potential borrowing.

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CURRENT MARKET SNAPSHOT

Today’s mortgage market, at a glance.

Indicative mock data for educational purposes.

Last updated 28 June 2026
Bank of England Base Rate4.25%View context →
Average 2-Year Fixed4.82%View context →
Average 5-Year Fixed4.61%View context →
Lowest Live Rate3.89%View context →
LATEST GUIDES

Guidance for the decisions that matter.

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Mortgages
MORTGAGES · 8 min read

Your complete guide to buying your first home

From deposits to completion, understand every stage of the journey.

Read guide
Protection
PROTECTION · 6 min read

Life insurance: what cover do you actually need?

A practical look at the cover that can protect the people who matter.

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Remortgaging
REMORTGAGING · 5 min read

When should you start looking for a new mortgage deal?

Plan ahead and avoid moving onto your lender's standard variable rate.

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LATEST ARTICLES

Useful context for a changing market.

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TRENDING · MARKET UPDATE

What the latest base rate decision could mean for your mortgage

A clear overview of fixed rates, variable deals and the practical choices available to borrowers.

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Financial choices can feel complicated. Hub brings the important things together, explains them clearly and helps you move forward.

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Practical information without the technical fog.

02

Tools you can trust
Transparent calculators with clear assumptions.

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