Loan-to-value calculator
Calculate mortgage amount, deposit and loan-to-value percentage.
Try calculatorPlan UK mortgage cases where a deposit is supported by family, overseas funds or a source-of-funds trail that needs to be explained clearly.
A family-supported deposit can make a home purchase more realistic, but lenders and conveyancers still need a clear explanation of where the money came from and whether it is a gift, loan or something more complex.
This page brings gifted-deposit and family-support content together with deposit tools so users can prepare the evidence before the process becomes urgent.
Use these tools as planning aids before moving into adviser-specific questions.
Calculate mortgage amount, deposit and loan-to-value percentage.
Try calculatorCalculate the deposit needed for a property price and target LTV.
Try calculatorThese guides and articles are grouped by user intent so the next step is easier to choose.
What UK buyers should prepare when deposit support comes from family in India and the funds need to be evidenced clearly.
Read articleHow gifted deposits and family-backed deposit plans are usually assessed in a UK mortgage application.
Read articleA practical guide to how UK lenders often assess overseas income, currency risk, documents and affordability for expat and returning-resident mortgage cases.
Read articleA practical checklist of the documents UK lenders often want from expat mortgage applicants, including income proof, deposit evidence and residency records.
Read articleA practical guide to evidencing, moving and explaining deposit funds from India for a UK property purchase, including lender and solicitor checks.
Read articleHow lenders usually look at foreign-currency salary, variable earnings and evidence from abroad.
Read articleHow overseas savings, gifted deposits and cross-border transfers are usually checked in a UK property purchase.
Read articleUnderstand deposits, agreements in principle, surveys and completion.
Read guideOur trusted Mortgage & Protection advisers are here to help.
Whether you're buying your first home, remortgaging or reviewing your protection needs, we'll connect you with an experienced adviser who can guide you through your options.
Your initial advice request through Nikera Hub is free of charge.
Nikera Hub provides general information and enquiry routing only. We do not provide personalised mortgage, insurance or financial advice through this website. Where appropriate, your enquiry may be introduced to a trusted Mortgage & Protection professional, and any regulated advice, adviser status, fees and terms should be confirmed with that professional before you proceed.