Mortgage affordability check
Estimate a borrowing range from income and committed monthly credit costs.
Try calculatorVISA-SPECIFIC MORTGAGES
Mortgage guidance for visa-based borrowing.
Explore UK mortgage planning content for Skilled Worker, spouse visa and other policy-sensitive borrowing situations.
WHY THIS MATTERS
Visa status can change lender fit.
Some borrowers assume visa status makes a mortgage impossible. In practice, the answer is usually more specific: lender policy, deposit size, income evidence, time in the UK and application structure all matter.
This page keeps visa-focused articles and planning tools together so users can separate broad eligibility questions from the details that usually affect an application.
START WITH THE NUMBERS
View all calculators Useful calculators for this journey
Use these tools as planning aids before moving into adviser-specific questions.
Deposit calculator
Calculate the deposit needed for a property price and target LTV.
Try calculatorCORE READING
Browse all articles Start with the pages built for this topic
These guides and articles are grouped by user intent so the next step is easier to choose.
Getting a UK mortgage on a Skilled Worker visa
What borrowers on a Skilled Worker visa should expect around lender appetite, deposits, affordability and documents.
Read articleUK mortgage planning on a spouse visa
A practical guide to deposits, joint applications, affordability and documentation for spouse visa mortgage cases.
Read articleRELATED JOURNEYS
Request advice Supporting content that often affects the same decision
Gifted deposit from family in India to buy a UK home
What UK buyers should prepare when deposit support comes from family in India and the funds need to be evidenced clearly.
Read articleUsing family support for a UK deposit: what lenders check
How gifted deposits and family-backed deposit plans are usually assessed in a UK mortgage application.
Read articleSelf-employed Mortgage Guide
What lenders may assess and which documents can support an application.
Read guideSelf-employed mortgage documents: what lenders usually check
A practical guide to the income evidence, accounts and records self-employed borrowers often need before applying.
Read articleHow self-employed borrowers can improve mortgage affordability
What can strengthen a self-employed mortgage case and what usually matters more than headline turnover.
Read articlePROFESSIONAL GUIDANCE
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